A guy at a car parts manufacturer says automation is moving in faster than management admits. A woman in government tells me her team is using AI, and now everyone fears getting replaced.

These aren’t the early adopters of AI. Not designers, not marketers. These are steady jobs that used to feel safe. That’s what changed. AI isn’t a niche topic anymore. It is quietly rewriting how work gets done across the board.

Waiting is a dangerous strategy.

If you use a computer for your job, you are already in danger. That’s also true for me.

I’m an AI doomsday thinker. I’m challenging you to take action and capitalize on the opportunities of the AI age. Too many smart people are waiting to see how things play out. By the time things are clear, it is often too late.

My challenge to you: Launch something of your own

The best thing you can do now is to build something of your own. Not a tiny hack. Not a single task that saves ten minutes.

I challenge you to launch a real project that puts your name on the map and forces you to learn. For example:

• Personal brand and website: Claim a domain, write a clear one-liner, set up email capture, and publish one offer.
• Simple app or micro-SaaS: Wrap an AI model or API around a narrow problem and ship a working demo.
• Service or agency: Use AI to deliver a clear result for a specific client type. Get three paying clients.
• Niche productized service: Fixed scope, fixed price, fast turnaround powered by AI tools.
• Physical product: Use AI for design, packaging, copy, instructions, and marketing. Start with a small batch or a pre-order.

The point isn’t to make a bunch of money or to replace your current income. The point is ownership. Launch something you can point to and say, “I built this.”

“First say to yourself what you would be; then do what you have to do.” — Epictetus

The skills you collect by building

When I moved toward self-employment in 2015, I tested a bunch of ideas. I looked at dropshipping and even a line of men’s care products like shampoos and beard oil. By a simple process of elimination, I ended up writing books, because I was journaling and writing a lot for myself.

That journey gave me the skill stack I still use today. I learned design well enough to make clean assets. I learned basic HTML so I could fix my own site. I learned writing by showing up daily. I learned accounting so I could run a real business.

None of that came from thinking. It came from reading relevant books about the stuff I was learning, and then, doing.

That is the hidden benefit of this challenge. Whatever you launch, you collect durable skills.

You learn to pick a buyer, frame a promise, scope a version one, ship publicly, talk to users, price with confidence, and improve without bloat. Those skills make you valuable in any market.

A simple 90-day launch plan

• Weeks 1–2: Choose a buyer and a painful use case. Write a one-line promise. Pick your AI stack and supporting tools.
• Weeks 3–4: Prototype the core. Build the smallest version that proves the promise. No extra features.
• Weeks 5–6: Get first users. Show it to five real people. Charge something. Watch them use it.
• Weeks 7–8: Tighten the loop. Fix the top two issues. Improve onboarding. Write the clearest “how it works” page you can.
• Weeks 9–10: Launch publicly. Publish a demo video, a landing page, and a way to pay or pre-order.
• Weeks 11–12: Iterate and document. Ship one upgrade, one testimonial, and one case study.

It really doesn’t have to be so hard. Break down your project into weekly goals and then get going.

How AI fits into this

AI is not the product. It is your leverage. Use ChatGPT or Claude to think, plan, and draft, then refine with your own judgment.

For market research, use Perplexity to map competitors and capture the exact words buyers use. Keep a short doc of phrases and problems, then write your promise in that language.

For design, generate logo directions, packaging ideas, and simple illustrations with your preferred tools, then tidy them up in Figma or Canva. Aim for clean and clear rather than clever.

If you are building software, pair your editor with an AI coding assistant to get unstuck faster. Host quick prototypes on Replit or Vercel and use a simple database like Supabase so you can ship without heavy setup.

For websites, set them up fast with Kit, Framer, or Webflow. Connect payments through Stripe or Lemon Squeezy so you can charge from day one and learn from real customers.

For operations, draft support replies, FAQs, and summaries of user feedback with AI so you spend more time improving the product. Review everything before it goes out. Let AI shorten the distance between idea and launch, not replace your decisions.

Guardrails for the challenge

• Ship something people can use. A site, an app, a service, or a product they can buy.
• Pick one buyer. Specific beats general.
• Price from day one. Money is feedback.
• Show your work. Publish updates and demos. Momentum attracts help.
• Cut scope weekly. If it is not essential to the promise, it waits.
• Keep receipts. Track what you learned. That becomes your advantage.

The invitation

This is not about chasing hype or pretending everyone should be a founder. It is about taking ownership of your future. In the past, security came from belonging to an institution.

Today, security comes from your ability to create value on your own, learn fast, and adapt.

Before this year ends, launch one thing with your name on it. Build a brand, ship an app, offer a service, set up a website, or even create a physical product. Use AI tools to make it happen. Along the way you will learn skills that keep paying you back.

The world is changing fast. You can sit on the sidelines and watch, or you can get in the game. You have three months. Build something real. Ship it. Learn. Then do it again.

What you build today might be what saves you tomorrow.

The post Challenge: Build something with AI before the year ends appeared first on Darius Foroux.

Would it be possible to get more info on the tools you used for the course creation? (Outline, slides, recording, etc.) and for the landing page creation and promotion? I’ve started working on a course as well, but I’m struggling to choose between so many options, and they all come with pros and cons. I can’t imagine going as fast as you did.

That’s a great question. I’ll get into that in this article.

But first, I want to say: You definitely can go as fast as me. Why not?! 

It just requires you to think differently. Think in possibilities!

Let’s start.

Step 1: Defining the Course Idea

When I built ‘Ai basics’, I wanted to move fast without sacrificing quality. Normally, the process of creating a course from start to finish takes 3 to 6 months, but with AI, I finished everything in just 2 weeks.

Before starting, I asked myself: Why should this course exist? 

The idea came while I was in Spain, using AI every day and realizing how much time it saved me. I knew I could save others years of trial and error by teaching them what I had learned.

Tool Used: ChatGPT (to refine my idea and define the target audience)
Time Spent: 1 day
Process:

• I identified the main benefit: helping people use AI without overwhelm.
• I validated the idea by talking to my audience and seeing if there was demand.
• I structured the course to focus on real-world applications rather than AI theory.

Step 2: Outlining the Course

Instead of spending weeks planning the structure, I used ChatGPT’s voice feature to talk through my course ideas. This helped me quickly organize my thoughts into a 12-lesson format.

Tool Used: ChatGPT (voice feature)
Time Spent: 1 afternoon
Process:

• I spoke through the core ideas of the course.
• AI helped refine and structure them into a logical sequence.
• I reviewed the outline and made quick adjustments.

Step 3: Writing Scripts and Creating Slides

Once the outline was ready, I used AI to generate rough drafts for each lesson. This saved a huge amount of time compared to writing from scratch.

Tools Used: ChatGPT (for lesson scripts), PowerPoint + Office 365 Designer (for slides)
Time Spent: 3 days
Process:

• AI drafted the lesson content based on my outline.
• I refined and adjusted where needed.
• I used PowerPoint’s Designer tool to create professional-looking slides in seconds.

Step 4: Recording the Course

I didn’t need a fancy studio setup. I recorded everything using just my laptop, iPhone 14 Pro, and a Samson Q2U USB mic.

Tools Used: Macbook Pro, QuickTime (for screen recording), iPhone (for video), Samson Q2U mic
Time Spent: 2 days
Process:

• I recorded all lessons in batches over two days.
• Used my iPhone for video and QuickTime for screen recordings.
• Kept the process light and efficient instead of aiming for perfection.

Step 5: Editing & Finalizing the Course

I’ve done the video editing process manually. There are AI tools for this, but in my experience, they are not useful yet for multi-cam editing. 

But that’s okay; I enjoy editing my videos because it gives me a chance to watch everything and make sure the content is good. I can always go back and re-record things.

Tools Used: Final Cut Pro (for video editing)
Time Spent: 1 day
Process:

• I edited the videos with Final Cut Pro in one day.
• I did this manually because I wanted full control over the editing process. There are services like veed.io that offer automated editing, but manual editing is more precise, especially for multi-cam recordings.

One of the biggest time-savers was Final Cut Pro’s multi-cam editing feature. Since I recorded with both my iPhone and screen capture, I used multi-cam mode to sync the footage and easily switch between views:

• I imported all video sources and created a multi-cam clip in Final Cut Pro.
• I selected multi-cam view, which allowed me to see all angles at once.
• While watching the footage, I clicked to switch between my face cam and screen recording in real-time.
• I fine-tuned the timing to emphasize key points, ensuring smooth transitions between angles.

This made the editing process fast and intuitive. Instead of manually cutting between clips, I could just click to decide when to show what. Multi-cam editing helped the final product feel polished and seamless without adding extra editing time.

Step 6: Building the Landing Page & Writing Sales Emails

The goal was to create a clear, simple, and compelling landing page without overcomplicating things. 

I didn’t want to create a landing page from scratch. I used a Kajabi template that I created for my other course, Simple Investing. 

Tools Used: Kajabi (for course hosting & landing page), ChatGPT (for copywriting), Canva (for visuals)
Time Spent: 2 days
Process:

• I took a screenshot of my previous course landing page and asked ChatGPT to rewrite the copy for ‘Ai basics’.
• AI provided new headlines, descriptions, and structure based on the old format.
• I used Canva to create visuals like the logo and supporting images.

Step 7: Promoting the Course

Marketing doesn’t have to be complicated. I kept it as simple as possible and focused only on Kajabi and sending emails to my newsletter subscribers— that was it.

Tools Used: Kajabi (for hosting and email marketing)
Time Spent: 1 day
Process:

• I wrote one email to my audience explaining the course and its benefits.
• I used Kajabi’s built-in email system to send it out.
• There was no social media promotion, no paid ads, and no complicated marketing strategy—just a single high-quality email.

Final Thoughts

By using AI for outlining, writing, editing, and promotion, I reduced months of work to two weeks. 

But the biggest surprise? AI made me more creative. Instead of slowing me down, it accelerated everything.

Ideas created more ideas. The energy kept building. One thought would spark another, and before I knew it, I got more ideas about new books and articles.

If you’re struggling to choose between tools, just keep it simple.

As you can see, you don’t need a lot to build digital products.

Execution matters more than perfection.

If you have any questions, feel free to reach out!

-Darius

Check out the ‘Ai basics’ course

If you want to learn the skill of working with AI, consider joining my class.

It comes with a 30-day guarantee. If you don’t find it useful, you get a 100% refund.

The post How I Created an Online Course With AI in 2 Weeks (Step by Step) appeared first on Darius Foroux.

Every time I ask him about when he actually wants to leave, he always has a reason (aka an excuse):

• “I’m waiting for a bonus”
• “I need to save up more money first”
• “I just don’t have enough time to job search right now”

Sound familiar?

It’s natural for humans to put off major life goals. Whether it’s changing jobs, starting your own business, or negotiating a higher salary, it can be easy to make excuses and procrastinate.

Doing those things is hard. It takes a lot of courage and skills.

But the truth is, you’re putting your financial growth and life on hold when you put things off. You miss out on opportunities that could have changed your life for the better and helped you earn more.

So how do you start taking action? Here are four steps.

1. Stop procrastinating on getting your finances in order

You need to know your numbers. If you want to earn more, you need to take the time to crunch your numbers: How much are you earning? How much are you spending?

The key is to keep it simple.

• If tracking your real-time expenses is helpful for you, then use expense-tracking apps.
• For peace of mind, ensure that you have an emergency fund. If you don’t have one yet, then make it a priority to start building it.
• Set clear financial goals for the short and long term.

You can also apply the 50/30/20 budgeting rule: spend 50% of your income on needs, 30% on wants, and save or use 20% for paying off debt. And keep everything automated so you don’t have to think about it.

When you know your numbers, you can easily see where your money is going. Life circumstances can change quickly, so it’s important to adapt your finances accordingly.

2. Define what “earning more” means to you

Once you have a clear understanding of your finances, set specific and realistic goals.

Instead of saying, “I want to earn more,” define what “more” means. Is it an additional $10K a year? A promotion to a higher managerial role? By setting these specific targets, you create a clear path forward.

Seneca said it well:

“If a man knows not to which port he sails, no wind is favorable.”

Wealth is built by providing a highly valuable service or product. So if you want to become wealthy, you need to provide a highly valued item or service to others. This could mean developing a new skill, improving your current skills, or finding a niche market to tap into.

The key is to constantly learn and adapt.

3. Get out of your bubble

Unless it’s purely luck, earning more requires personal growth. If you want to grow your income, you also have to grow more as a person.

And growth sometimes requires stepping out of your comfort zone.

• Don’t like your work environment, but you like your field/industry? Look for a better employer. But better employers also need better employees. So you’ll likely need to upskill before getting in.
• Want to present an innovative idea to your boss, but you’re not confident enough in your persuasion or presentation skills? Then do the work. There are courses and tutorials that can help you improve. You can even practice with friends. Whether or not your idea is eventually taken in, the important thing is that you did your presentation well and gained new skills.
• Launching a side hustle? This requires overcoming a learning curve. It would be great if all side hustles could start earning sustainable income within 6 months. But if things were that easy, most people would now be financially free. These things take time.

Too many people are stuck in their old situations because they don’t want to get out of their comfort zone. By taking on new challenges and learning new skills, we open ourselves up to better opportunities.

4. Find a mentor

Having a mentor can provide you with guidance, support, and insider knowledge about your industry. Mentors can help you navigate career challenges, provide feedback on your goals, and keep you accountable.

Your “mentor” doesn’t need to be a famous person who is personally coaching you. That would be ideal, but successful people get mentorship requests all the time. If you can write a good pitch email to a mentor, and they respond positively, then that’s great.

But if not, you can always use them as models instead. The key is to find two or three people who have achieved what you want and are living the lifestyle that you like.

Study how they forged their path. What were their attitudes, beliefs, and habits?

You’ll probably find that they all share some similarities in how they approach work and life. You can use these as guidance.

Act or regret

The key is to get started.

Don’t wait for opportunities to come to you. Take the initiative and make it happen.

If you’re procrastinating your income goals, you’re not alone. Many people struggle with taking action towards their financial goals. Simply start small and build momentum.

Too many folks are not financially free because they procrastinate for too long on their income goals.

It’s natural to find yourself making excuses; the fear of failure or the discomfort of stepping out of your comfort zone can be daunting.

But delaying these will only turn into regret. The longer you wait, the more opportunities you’re likely going to miss.

So take the first steps. No matter how small. And take it now.

The post If You Want to Earn More, Stop Procrastinating appeared first on Darius Foroux.

In short, they said that Stoicism is about living a simple and stringent life. There’s no room for the pursuit of wealth in that lifestyle.

In this article, I will show you exactly why that’s not true and how you can become wealthy whilst experiencing the mental benefits of Stoicism.

And I’m going to do that by destroying the most common money myths. These are true not only for many followers of Stoicism but also for other modest humans who aim to live simple but rich lives.

Myth 1: Ethics and money don’t go together

It’s true that the self-help, advice, pop psychology, and Stoicism industry is a billion-dollar-a-year industry.

I’ve spent a lot of time reading the Stoicism and Philosophy Subreddits. And in general, there’s a lot of skepticism when it comes to people who create content.

I agree with that skepticism. There are a lot of people who are only out for your money. They see the whole self-help industry as a simple way to earn money. And that’s 100% true, especially if you look at the mind-numbing content on social media that attracts millions of views.

But that doesn’t mean everyone who creates content is evil or isn’t ethical. My two favorite authors in this space are Robert Greene and Tim Ferriss. The amount of wisdom that they’ve collectively put out in the form of books, podcasts, and videos is enough to change the lives of millions of people.

Ferriss and Greene are, in my opinion, ethical creators. While I don’t know them personally, from what I can tell, they are also very wealthy. But you can tell that their content comes from a good place. They are here to share what they’ve learned from others. And along the way, they made a good living from it.

As Epictetus said, you must always be your own judge and choose ethics over money (which is what the mob is after):

“You must be a unified human being, either good or bad. You must diligently work either on your own reasoning or on things out of your control-take great care with the inside and not what’s outside, which is to say, stand with the philosopher, or else with the mob.”

If you always take care of what’s inside first, you will not be driven by what’s outside.

Myth 2: Money is evil

“Anyone who aims to be rich is a grifter or sellout,” one person commented. Again, this is 100% true.

If your sole aim is to make money without explicitly making it clear, you’re a grifter. A lot of false prophets disguise their ads as advice. They pretend they are helping people for free.

But they are simply using mass persuasion techniques to get to people’s wallets.

However, just because grifters want money, it doesn’t mean money itself is evil. Or that money makes everyone evil.

Once again, we turn to Epictetus for answers. He said this about money:

“If you can make money remaining honest, trustworthy, and dignified, by all means do it. But you don’t have to make money if you have to compromise your integrity.”

It might not seem like it, but you can certainly be honest and make money. Take the car salesman or realtor. Everyone says they can’t be trusted. But is that true for all of them?

Of course not. I’ve dealt with untrustworthy and dishonest realtors in the past. But I’ve also worked with honest ones. My brother bought a condo a few years ago, and the realtor even talked him out of overbidding by a lot.

Wait, what? A realtor who actually tells you that you’re offering too much money? Yes, they exist too. Not all of them are driven by commissions.

You know, there are also people who work in real estate who actually feel good when they help another human being with their primary need, which is to find shelter.

I own two rental properties, and one of my tenants has been with me since 2020. I haven’t raised his rent once. He’s a high school teacher who takes care of my property.

Why would I raise his rent every year? My bank also doesn’t raise my interest rate every year for my own house. Plus, I’m already profiting from the rising property value.

Ultimately, the Stoics were about making the world a better place.

Myth 3: If you pursue money, you will also pursue sex, drugs, and rock & roll

A healthy obsession with money is okay. My obsession with building wealth comes from my childhood.

As a child of immigrants, I lived with a constant fear of not having enough money to live well. We always lived from paycheck to paycheck and my parents often fought over money.

My only desire back then was to have enough money so I never have to worry about that anymore. So I pursued money because of that reason.

Along the way, I discovered philosophy and in particular, Stoicism. I realized that money is only a means to an end. And that getting on the hedonic treadmill, fulfilling all your desires is a one-way ticket to destruction.

If you pursue desires like sex, drugs, and partying, you will find that there is no end to that journey. Everyone realizes that sooner or later.

The problem is that some people are so deep in that lifestyle that it’s impossible to break free. The other people who realize it on time can give it up and get on a more philosophical path.

What does that even mean? According to Seneca, one of the wealthier Stoics, a good life is about the following:

”Happy is the man who can endure the highest and lowest fortune. He who has endured such vicissitudes with equanimity has deprived misfortune of its power.”

No matter how great, fun, boring, or hard life is, a Stoic will find happiness and tranquility.

How to be a rich Stoic

Let’s put everything together. Yes, you can be Stoic and pursue wealth. And you can also be a wealthy Stoic. Here’s how:

1. Earn an honest living: Focus on earning money through honest and ethical means. Prioritize your values and integrity over quick gains. This aligns with the Stoic principle of living according to your values.
2. Invest wisely: Use a disciplined approach to investing. Avoid getting swayed by market hype and short-term fluctuations. Instead, focus on long-term growth and stability, which reflects the Stoic emphasis on patience and rational decision-making.
3. Manage your emotions: Cultivate emotional resilience to handle market volatility and financial uncertainties. By managing your emotions, you can make more rational and less impulsive investment decisions, embodying the Stoic practice of maintaining equanimity.
4. Develop unique skills: Invest in yourself by developing unique skills and talents. This not only enhances your earning potential but also aligns with the Stoic idea of self-improvement and mastery.
5. Live simply: Embrace a lifestyle of simplicity and moderation. Avoid excessive consumerism and focus on what truly matters, such as honor, integrity, and personal growth. This reflects the Stoic value of living a life of virtue over material excess.

By following these principles, you can achieve financial success while staying true to Stoic philosophy.

Wealth, when pursued with wisdom and integrity, can be a tool for living a virtuous and fulfilling life.

Order The Stoic Path to Wealth

My new book, The Stoic Path to Wealth (Portfolio / Penguin), is out now.

If you order now, you will instantly get free access to 4 products, worth over $500.

Learn more here: stoicpathtowealth.com

The post The Rich Stoic: Whether You Have Money or Not, Be Content appeared first on Darius Foroux.

They concluded: “The most successful people are not the most talented, just the luckiest.”

I think this is true. There’s no correlation between knowledge and wealth. As Warren Buffett once said:

“If past history was all that is needed to play the game of money, the richest people would be librarians.”

The truth is that smart people have all the tools and ideas at their disposal to get rich. And yet, they often don’t use them. They tend to make the same mistakes over and over again.

Here are some of those mistakes. Can you relate to these? If you can stop making them, wealth is an inevitable outcome.

1. Over-optimizing financial decisions

In my own journey, I’ve noticed a tendency among highly intelligent individuals to fall into the trap of over-optimization.

They spend countless hours researching and analyzing to make what they believe is the “perfect” financial decision—whether it’s about investing in stocks, buying insurance, or choosing a mortgage plan.

The irony here is that while seeking the optimal choice, they often miss out on good opportunities that were right in front of them. The lesson? Keep it simple.

Money is a really straightforward concept.

• If you borrow money, you have to pay it back with interest, which means you pay back more than you borrowed.
• You probably won’t be able to always make money by working. We all get sick or injured. And most of us can’t work until old age. So think about your future earnings.
• Keep your spending under control. If you structurally spend less than you earn, you build wealth.
• It’s better to be an owner than a lender. If you get interest on your savings account, you’re lending your money. The upside is fixed. If you are an owner (of stocks, property, businesses), the upside is higher.
• If it doesn’t make dollars it doesn’t make sense. Forget about opportunities that you don’t understand.

If you keep that in mind, you’ll save yourself a lot of financial trouble in the future.

2. Following the herd

The herd mentality, also known as the “madness of crowds,” is a powerful psychological phenomenon. It’s when folks mimic the actions and decisions of others, often discarding their own analysis and beliefs.²

In investing, this can lead to speculative bubbles where you can lose a lot of money.

Following the herd isn’t only an investing phenomenon though. There’s a lot of herd behavior in society as well. Think of buying cars, clothes, accessories, or going on vacations. We tend to want what others want.

So try to step away from the herd. Pave your own path. Enjoy a simple life.

3. Focusing too much on the past

Hindsight bias is the tendency to convince oneself of accurately predicting an event before it happens. This can lead people to conclude that they can accurately predict other future events.³

Many investors selectively remember their successes while forgetting failures, distorting their perception of investment prowess.

“If it worked in the past, it will work again.”

Maybe. But it’s not a guarantee. The same is true in our careers. We can’t expect to always generate income with our existing skills. Just think of all the jobs that no longer exist.

Relying on hindsight bias can lead to excessive risk-taking based on perceived patterns that may not hold in the future. 

4. Trying too hard

Regret aversion is the tendency to avoid decisions that may lead to regret, even if those decisions could be financially beneficial.⁴

Investors often hold onto losing investments for too long or avoid buying undervalued assets for a couple of reasons:

• They’re too scared of making the wrong investment decision;
• In contrast, they may also fear not making big money by missing out on hyped stocks;
• Or they became unwilling to evaluate their positions properly.

This bias can lead to irrational behavior, such as trying too hard to make money. That can lead to taking excessive risks or becoming overly risk-averse.

To overcome regret aversion, stay centered. Balance is key.

5. Treating money differently based on its source

Mental accounting refers to the tendency to treat money differently based on its source or intended use.⁵

For example, some people may be more likely to splurge a tax refund on luxury items rather than saving or paying off debt. Simply because they see it as “extra” money.

The same thing with a holiday bonus. Most of us would rather spend it than invest it. Why? Money is money.

We really should treat all money equally. It doesn’t matter how hard or easy you were able to get it.

6. Focusing on losses

Loss aversion is the tendency to prefer avoiding losses over acquiring equivalent gains.

In investing, this can manifest as holding onto losing investments for too long in the hope of breaking even, rather than cutting losses and reallocating resources more effectively.

This bias stems from the psychological pain associated with financial losses. And because losses hurt more emotionally than achieving gains, we tend to focus more on the losses. As the stock-picking legend, Peter Lynch, said:

“People who succeed in the stock market also accept periodic losses, setbacks, and unexpected occurrences. Calamitous drops do not scare them out of the game.”

This was my biggest mistake when I started investing. I had a negative experience the first time I bought stocks, so I became too focused on the potential of loss.

In fact, this is a common mistake about stocks and Wall Street. So many people think that it’s for rich people and that the suits are scamming the regular folks. Sure, there might be truth in that.

But you can’t deny that the stock market is the greatest wealth builder on the planet. Try to focus on that instead.

7. Confirmation bias

Confirmation bias is the tendency to seek out, interpret, and remember information that confirms one’s pre-existing beliefs while ignoring or discounting information that contradicts them.

This bias can significantly impact financial decision-making by leading individuals to make choices based on incomplete or skewed information.

Sometimes you get an idea to invest in something and you start looking for evidence to back up your idea. It’s easy to cherry-pick positive arguments for any investment. But when it comes to your money, you must also play the devil’s advocate.

Be skeptical of your own ideas. And this is probably one of the hardest things. We tend to be overly optimistic when we think we have a good idea.

But we can’t let that optimism get in the way of making sound financial decisions.

By understanding and addressing these psychological biases, everyone can improve their financial decision-making. That’s how you achieve long-term wealth and success.

The post 7 Money Mistakes That Prevent Smart People Getting Rich appeared first on Darius Foroux.